Very frustrated that we cannot buy new HDB.....due to the stupid ceiling stuff...
The income ceiling has been there for almost 14 years liao!!!!
What are all these govt/HDB pple doing???
Cost of public housing has increased by so much since 14 years ago...
Couple earning S$8000 and less can afford to finance a flat that is costing around S$700,000 meh???? Unless they have very good papa bank or mama bank to help.....
Pple like us in the middle income group is like 不上不下... cannot buy new flat, and cannot afford pre-owned flat due to the very high price above valuation.... unless we want to settle for those ulu ulu 鸟不生蛋 area like Juring extension, etc...arrrrgh.....
And the govt was assuming that we should be able to buy pte housing...which has total area of 98m2, and is selling at 1 million dollars...arrrgh......
为什么不让我们中多多....... arrrgh.......
Think is the the general feelings of the middle income family..... :'(
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If you're wondering, the name DanLyn is made up of the name of my children..JorDAN and JaeLYN :)
2 comments:
Assuming a couple buy a flat at 700k, loan 90%
Total loan amount = 630000
Assuming int rate = 1%
Montly payment = 4000
Total payment term require to pay = 165 ==> 14yrs.
Question : total house hold income after minus up CPF and other lak lak zai zai, you still have 4K to pay the loan or not ?
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